FASTER REFUND – TAX LOAN
File Taxes Online
With e-filing,
you will normally receive your income
tax refund within just two to three weeks. But with our expedited
service, you can get it even faster!
If you wish to receive a quicker refund, we offer a third-party tax Refund
Anticipation Loan (RAL) service offered through our partnership with REPUBLIC BANK (Member FDIC). The tax loan can be conveniently deposited
into your personal bank account in as little as 48 to 72 hours after
your return is accepted by the IRS!
Here are some
details about tax loans:
- This service is available for your federal
income tax refund only.
- To take advantage of this service, you must select "Refund Anticipation
Loan (RAL)" in answer to the question "If your return results
in a refund, how do you want to receive your refund?" before electronically
filing your return.
- The fee for your loan is determined by the refund amount (see Refund-Fee
Schedule below). This fee will be deducted from your refund before it
is deposited into your account.
Important Note: This fee is in addition to the online
tax prep fee.
| Loan Amount |
RAL Finance Charge |
$ 500 or less |
$ 34 |
$ 501 - $1000 |
$ 44 |
$1001 - $2000 |
$ 80 |
$2001 - $2500 |
$110 |
- If you use our tax loan service to get your IRS tax refund, there is
no additional charge to pay
your preparation fee from your IRS tax refund.
- The tax loan is limited to $2,500. If your refund exceeds the limit,
the portion over the limit will be deposited into your bank account within
three weeks, with no extra fee.
- To take advantage of this service, you must have a mailing address
other than a post office box.
- If for any reason you do not qualify for the tax loan service, your
refund will be automatically deposited into your bank account within
three weeks.
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